Tuesday, April 22, 2008
Finance
Finance studies and addresses the ways in which individuals, businesses, and organizations raise, allocate, and use financial income over time, taking into account the risks entailed in their projects. The term finance means the study of money and other assets; The activity of finance is the relevance of a set of techniques that individuals and organizations (entities) use to control their financial affairs, particularly the differences between income and expenditure and the risks of their investments.
An entity whose income exceeds its expenditure can lend or invest the excess income. On the other hand, an entity whose income is less than its expenditure can raise assets by borrowing or selling impartiality claims, decreasing its expenses, or increasing its income. The lender can find a borrower, a financial intermediary, such as a bank or buy notes or bonds in the bond market. The lender receives interest, the borrower pays a higher interest than the lender receives, and the financial intermediary pockets the difference.
Finance is used by individuals (personal finance), by governments (public finance), by businesses (corporate finance), etc., as well as by a broad variety of organizations including schools and non-profit organizations. In general, the goals of each of the above activities are achieved through the use of suitable financial instruments, with consideration to their institutional setting.
Finance is one of the most important aspects of business management. Without proper financial planning a new enterprise is unlikely to be successful. Managing money is essential to guarantee a secure future, both for the individual and an organization.
Thursday, April 17, 2008
Geography
Geography is the study of the earth and its features and of the circulation of life on the Earth. A literal transformation would be "to describe the Earth". The first person to use the word "geography" was Eratosthenes (275-195 B.C.). Four historical civilization in geographical research are the spatial analysis of natural and human phenomena, area studies, study of man-land relationship, and investigate in earth sciences. Nonetheless, modern geography is an all-inclusive discipline that foremost seeks to understand the world and all of its human and natural complexities-- not merely where things are, but how they have changed and come to be. It is said to be the "mother of all math" and "the synthesizer of information." Geography is mainly divided into two main branches - human geography and physical geography.
Conventionally, geography as well as geographers has been viewed as the same as cartography and people who study place names. Although many geographers are capable in toponymy and cartography, this is not their main preoccupation. Geographers study the spatial and temporal allotment of phenomena, processes and feature as well as the interaction of humans and their environment. As space and place persuade a variety of topics such as economics, health, climate, plants and animals, geography is highly interdisciplinary.
Thursday, April 03, 2008
Health
Health is the altitude of functional and/or metabolic effectiveness of an organism at both the micro(cellular) and macro(social) level. In the medical field, health is commonly defined as an organism's capability to efficiently respond to challenges (stressors) and effectively restore and sustain a "state of balance," known as homeostasis.
Another widely conventional definition of health is that of the World Health Organization (WHO), which states that "health is a state of complete physical, mental and social well-being and not merely the absence of disease or infirmity". In more current years, this statement has been modified to include the ability to lead a "socially and economically industrious life." The WHO definition is not without criticism, as some argue that health cannot be defined as a state at all, but must be seen as a process of unremitting adjustment to the varying demands of living and of the changing meanings we give to life. The WHO definition is therefore considered by many as an idealistic goal rather than a realistic proposition.
An increasing measure of the health of populations is tallness, which is strongly synchronized by nutrition and health care, among other standard of living and quality of life matters. The study of human growth, its regulators and its implications is known as auxology.
